Guaranteed interest.
Protection from market volatility.

Looking for a conservative place to grow your money?

Lockton Affinity’s WealthConnect offers Multi-Year Guaranteed Annuities (MYGAs), a fixed annuity product that provides a guaranteed interest rate for a selected term without directly exposing the contract value to stock market fluctuations.

ABOUT WEALTHCONNECT’S MYGA

How a MYGA can support your financial goals

Lockton Affinity’s WealthConnect program is available to help individuals explore guaranteed-rate insurance options for a portion of retirement savings with a Multi-Year Guaranteed Annuity (MYGA), a fixed rate annuity product.

A MYGA provides a guaranteed interest rate for a specific time, typically between three and 10 years, offering predictable growth and principal protection. MYGAs are issued by insurance companies and may offer additional benefits, including:

• May offer rates competitive with certain certificates of deposit.
• Tax-deferred growth.
• Many MYGAs permit limited annual withdrawals without a surrender charge. Availability and limits vary by contract.

*Based on rates as of October 9, 2026.

Top

MYGA rates

3 YEARS

5.3% to 5.65%

5 YEARS

5.75% to 6.1%

The WealthConnect MYGA difference

Lockton Affinity’s WealthConnect program has access to top MYGA rates in the marketplace. As a leading program administrator for nearly 40 years, we have long-standing partnerships with some of the nation’s most trusted and stable insurance carriers, ensuring your wealth is protected.

Interested in adding a MYGA to your financial plan?

A MYGA may be the right fit if you:

Want principal protection Prefer predictable growth Are nearing or in retirement
Are looking for conservative retirement planning solutions Want to reduce market risk Have cash in low-yield savings accounts or CDs

FREQUENTLY ASKED QUESTIONS

Is a MYGA right for you?

Get answers to your MYGA questions below, or contact the Lockton Affinity team at (800) 624-0169.

When you purchase a MYGA, your money earns a fixed interest rate for a guaranteed period. Your account value grows predictably during the selected term.

At the end of the guarantee period, you may be able to renew into another annuity term, transfer to another annuity, withdraw funds or convert to an income stream.

A MYGA protects the contract value from direct stock market fluctuations. However, withdrawals exceeding the contract’s permitted amount may be subject to surrender charges and, when applicable, a market value adjustment. All guarantees depend on the issuing insurer’s financial strength and claims-paying ability.

The right solution depends on your goals, time horizon, liquidity needs, and overall financial situation. Lockton Affinity’s WealthConnect provides educational resources and access to professionals who can help you determine if a MYGA fits your retirement planning objectives.

LET’S TALK

Contact the Lockton Affinity WealthConnect team

Ready to add a MYGA to your financial plan? Questions about how a MYGA could work for you?

Complete the form or contact the Lockton Affinity team directly at [email protected] or (800) 624-0169.

Ready to get started with Lockton Affinity’s WealthConnect offerings?

Please complete the form and we’ll be in touch.